Your Credit Score Doesn't Tell Your Whole Story.
Get the technology you need with flexible lease-to-own options through Progressive Leasing. Shop iPhones, iPads, MacBooks, and more, and explore a path to ownership that works for you.
Shop Electronics How It WorksSubject to approval and eligibility. Progressive Leasing is a lease-to-own program, not a loan or traditional financing.
Own It Sooner with the 90-Day Purchase Option
Don't want to complete a full 12-month lease-to-own agreement? Progressive Leasing offers a 90-day purchase option that can substantially reduce your total cost compared with completing the full lease term.
This option may be ideal for customers who want to spread their initial payments over a shorter period while working toward ownership sooner.
Why consider 90 days? You may pay significantly less than the total cost of a full-term lease, and you can own your product sooner by exercising the applicable early purchase option.
The 90-day purchase option generally costs more than the cash price, except where prohibited by law. Terms vary by state. The option must be exercised according to your lease agreement. Regular scheduled payments alone may not complete the purchase.
How Progressive Leasing Works
Explore your lease-to-own options when shopping at The Device Depot.
Shop Your Favorite Tech
Browse our selection of eligible iPhones, iPads, MacBooks, and other electronics. Add your items to your cart.
Select Progressive Leasing
Proceed to checkout and choose Progressive Leasing when it appears among the available payment options for your order.
Apply & Review Your Terms
Complete the application. If approved, review your payment schedule, total lease cost, and early purchase options before accepting the agreement.
More Than Just a Credit Score
Financial circumstances can change. A past setback doesn't necessarily reflect your current ability to manage payments. Progressive Leasing offers an alternative lease-to-own application process for customers who want to explore options beyond traditional credit financing.
No credit history is required to apply. Not everyone will be approved. Eligibility requirements apply.
Frequently Asked Questions
Is Progressive Leasing a loan?
No. Progressive Leasing provides a lease-to-own program, not a loan or traditional credit financing. You lease eligible merchandise and can obtain ownership by completing the agreement or exercising an available early purchase option.
Do I need good credit to apply?
No credit history is required to apply. Progressive Leasing considers eligibility through its application process. Approval is not guaranteed.
What is the 90-day purchase option?
It is an early purchase option that allows eligible customers to acquire ownership within the specified 90-day period under their agreement. It generally costs less than completing the full lease, but more than the cash price, except where prohibited by law.
Do my regular payments automatically complete the 90-day purchase?
Not necessarily. You must follow the early purchase instructions in your agreement and satisfy the applicable purchase amount within the required period. Contact Progressive Leasing to confirm your payoff amount.
Where do I apply?
Shop eligible merchandise at The Device Depot and proceed to checkout. If Progressive Leasing is available for your order, select it as your payment option and follow the application steps.
Will I pay more than the cash price?
Generally, yes. Lease-to-own costs can exceed the cash purchase price. The full-term lease typically costs more than an eligible early purchase option. Always review the total cost and payment terms before agreeing.
Is Progressive Leasing available everywhere?
No. Progressive Leasing is not available in every state. Availability and program terms depend on your location and eligibility.
Important Information: Progressive Leasing provides lease-to-own agreements through Progressive Leasing or its affiliates. The program is not a loan. Ownership is not obtained until all required payments are made or an eligible early purchase option is completed. The total cost of ownership under a lease-to-own agreement is generally higher than the merchandise cash price. The 90-day purchase option generally costs more than the cash price, except where prohibited by law. Approval, eligibility, merchandise restrictions, and state-specific terms apply. Please review your individual agreement for complete details.
For additional information, visit Progressive Leasing .